MargusConsulting — Actuarial Services
Using the actuarial software currently licensed to you (MG-ALFA, PTS, TAS, AXIS, etc.),
I can advise and assist your Actuarial Department with a full range of actuarial tasks.
- Statutory — Classical Formula-Based and evolving Principles-Based.
- Federal Income Tax
- Analyzing Economic Capital requirements.
- Determining Embedded Value.
- Expense Analysis — Using your data, develop robust expense factors for your pricing and modeling.
- Field Compensation — An often neglected area, with surprising pricing effects.
See Field Compensation Case Study.
- Apply classical static methods to Individual Life Insurance and Annuities, Long Term Care, Variable Products, Individual Disability Income.
- Stress test proposed product against against a range of random scenarios.
- Illustration Actuary requirements.
- State filings and correspondence.
- Cash Flow Testing
- Asset side — Process asset information from your investment department. Model the investment and liquidation strategy.
- Liability side — Setting interest-sensitive assumptions (credited rates, lapses, flexible premiums).